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" How about an arthropoda tree? You know, relationships, like in a textbook," added Des."Sounds great. Can you guys do the work?" They both nodded. "Next. Did we do anything about coffee or tea? In fact, can we have a machine and a kettle in here?" You mentioned it last week. We've got both a coffee machine and an electric kettle." Wonderful, Shirl. And do we have coffee, tea, milk, and sugar?" Yep. But nothing fancy. And six mugs and six spoons. We bought the mugs. Des stole the spoons." I borrowed them for on campus use from the University facility." Right. OK, it's time to get to work. One of you start coffee and fill the kettle. I'm going to sit down in my new office."About ten minutes later, my phone buzzed. "Hollister." This is Shirl. How do you take your coffee?" Black and bitter." Right."She brought me a steaming mug. It said "Big Cheese" on it. I laughed. "Do they all say something?" Yes. Mine says 'Girl Friday, ' Des' says 'Head Nerd, ' the other three say 'Guest'." Great!. ”“I see,” he paused. “I hate to bring this up, but what about the disposition of the stock when I ... when I’m gone?”“Don’t talk like that, Dad,” Melody jumped in. “The treatment is going to work and you’ll be around for a long time. Maybe even see grandchildren someday.”“I’d love that, sweetheart, but I need to be practical and keep my will updated. Can I just leave the stock to you?”“Part of the reason you wanted to invest was so Melody would receive a share of your estate up front without the hassles of inheritance taxes and such. If you willed the stock back, it would likely look like you were giving her a gift instead of investing,” I said. “We should make the shares out to you and Lexi as joint tenants with right of survival. If she wanted to sell the stock back to the corporation, she’d take a capital loss that would offset estate taxes. If the stock is jointly owned with right of survival, there isn’t even a need to have it in the will.”“You’re a smart man, Tony,” Harold said..
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